Blog

How long has it been since you’ve reviewed your Medicare policy? With open enrollment beginning soon, there are a few questions you may want to ask before you renew, add, drop, or switch coverage. Have you changed or added doctors?...

Stocks notched a solid gain last week as rate-cut expectations paced the rally as the Q1 earnings season wound down. Stocks Climb Steadily Monday opened with stocks picking up where they left off the prior Friday. Stocks were still...

Weekly Recap April 29-May 3, 2024 Recap S&P 500 Posts Back-to-Back Weekly Gains Weak Jobs Report Spurs Rate Cut HopesU.S. equities ended higher on the week with the S&P 500 erasing early-week losses on Friday following a...

Stocks notched a solid gain last week, rallying behind upbeat earnings, a dovish Fed, and mixed economic data. Stocks Pop, Drop, Then Rally Markets began the week with an upward bump as positive news from some mega-cap tech companies...

Stocks staged a choppy comeback last week as investors cheered positive earnings, led by mega-cap tech stocks. The rally came to pass despite fresh data showing a slowing economy and increasing inflationary pressures. Stocks Bounce...

While high valuations and increasing risks have pressured equities this month, Chief Investment Officer Gene Goldman believes we’ll see a benign Core PCED report Friday. He explains why that may shift investor sentiment. Start the...

Weekly Recap April 15-19, 2024 Recap Third Straight Weekly Loss Rate Cut Outlook Weakens FurtherU.S. stocks fell a third consecutive week as investors struggled to shake off diminished views of Fed rate cut expectations and...

Stocks fell for a third straight week, as Fed Chair Jerome Powell's mixed but upbeat message could not offset the anxiety caused by the Middle East conflict. Stocks Retreat Markets began the week rattled by further escalation in the...

In their latest commentary, the Cetera Investment Management Team discusses equity investors looking past hotter-than-expected inflation reports as bond investors are repricing their assets. Volatility has been absent so far this year...

Weekly Recap April 1-5, 2024 Recap Worst Week of the Year for the Dow Labor Market Strength ContinuesDespite a solid gain on Friday, all three major U.S. equity indices ended negative last week. Forward momentum waned as investors...

Weekly Recap April 1-5, 2024 Recap Worst Week of the Year for the Dow Labor Market Strength ContinuesDespite a solid gain on Friday, all three major U.S. equity indices ended negative last week. Forward momentum waned as investors...

Stocks dropped last week as investors focused on “what's next” for interest rates after mixed comments from multiple Fed officials. Fed Officials Weigh In Stocks struggled out of the gate again last week, ending Monday and Tuesday in...

Quarterly Recap Market Indices At-A-Glance The S&P 500 finished March at 5,254, its 22nd all-time high of the year, the sixth greatest first-quarter tally since WWII. The S&P 500 is up 27% from its October 2023 low. The Dow...

Monthly Recap Market Indices At-A-Glance The S&P 500 finished March at 5,254, its 22nd all-time high of the year, the sixth greatest first-quarter tally since WWII. The S&P 500 is up 27% from its October 2023 low. The Dow Industrials...

Weekly Recap March 25-29, 2024 Recap S&P 500 Finishes at New Record High Friday’s Core Prices in FocusThe S&P 500 extended March gains during the shortened trading week. Nasdaq stocks saw minor slippage amid weakness in a pair of...

Stocks were narrowly higher for the week as investors digested mixed economic news about consumer confidence. All three of the major averages posted gains for Q1 2024. Stocks Finish Strong Markets slipped for the first half of the...

This week, we’ll get the first readings of March’s economy. Chief Investment Officer Gene Goldman explains why he believes Friday’s payroll report will show a resilient economy. Start the Week Strong As always, please reach out to the...

Weekly Recap March 18-22, 2024 Recap S&P 500 Posts Best Week of the Year Three Rate Cuts AffirmedAll three major U.S. equity indices posted strong gains last week with the S&P 500 capping its largest weekly gain of the year. Investor...

Stocks posted their best week of the year, sparked by news that the dovish Fed decided to keep rates steady and signaled three rate cuts were still possible this year. Stocks Bounce Back As widely expected, the Fed left rates...

How to Set Yourself Up for Homebuying Success in 2024 Rising mortgage rates and home prices created a challenging market for home buyers and sellers last year. Many homeowners with low-rate mortgages were reluctant to sell and trade...

Weekly Recap March 4 - 8, 2024 Recap Equities Weaken Last Week Small Cap Rebound ContinuesAll three major U.S. equity indices finished modestly negative last week amid a 1% pullback within the Technology sector. Wall Street was also...

Wall Street keeps asking, “When will the Fed start cutting interest rates?” But perhaps the better question is, “What is the Fed looking for before it would consider cutting interest rates?” As you may recall,...

Is Homeownership Putting a Dent in Your Retirement Budget? Housing is an expense most retirees can expect to pay for the duration of their life in retirement, along with other essential expenses, such as food, clothing, healthcare,...

Weekly Recap February 26 - March 1, 2024 Recap S&P 500 Ends at 15th All-Time High Small Caps Return to GainsThe S&P 500 closed Friday above 5,100 for the first time and completed a run of 16 positive weeks out of the last 18 for first...

Weekly Recap February 19-23, 2024 Recap S&P 500 Ends at All-Time High Small Caps BackpedalAll three major U.S. equity indices more than recouped prior week losses amid renewed optimism that was bolstered by a solid blowout earnings...

Weekly Recap February 12-16, 2024 Recap S&P 500 Ends Five-Week Winning Streak Small Caps Outperform Another WeekAll three major U.S. equity indices ended lower last week after stronger than expected consumer and wholesale inflation...

As we enter the next phase of the expansion, we try to quantify metrics the Federal Reserve uses to gauge the health of the economy. Here is Cetera Investment Management’s latest Fed-O-Meter used to determine if the Fed is being...

Weekly Recap February 12-16, 2024 Recap S&P 500 Ends Five-Week Winning Streak Small Caps Outperform Another WeekAll three major U.S. equity indices ended lower last week after stronger than expected consumer and wholesale inflation...

While markets have been volatile this year, Chief Investment Officer Gene Goldman remains positive about them. He gives an update on corporate earnings and 3 reasons he believes they’ll prove better than expected this year....

This week, we’ll get inflation data that will give us clues as to when the Fed may cut rates. Chief Investment Officer Gene Goldman poses three key questions to help us understand when the Fed will likely cut interest rates this...

Monthly Recap Market Indices At-A-Glance The S&P 500 cut its monthly gain in half on the final trading day of January on prospects for higher for longer interest rates. The Dow Jones Industrial Average gained 460-points (+1.31%) in...

Weekly Recap January 22-26, 2024 Recap Another Winning Week Small Caps Perform BestThe S&P 500 snapped a six-day winning streak on Friday but ended positive for the week. Five of those six days, the S&P 500 had closed at fresh...

Stocks continued their upward climb last week as excitement around big tech continued; positive economic reports stoked investors’ belief that the Federal Reserve has pulled off a soft landing. Stocks Power Ahead Big tech was...

Weekly Recap January 8-12, 2024 Recap Stocks Rebound Rate Cut Hopes ReinforcedAll three major U.S. equity indices finished higher for the week after ending their nine-week winning streaks the week prior. Equities were underpinned by...

Stocks pushed higher last week, led by big tech names and boosted by December inflation reports that were mixed but positive enough to shore up investor confidence in Fed rate cuts this year. Stocks Rock and Roll It was a rocky week...

Weekly Recap January 2-5, 2024 Recap Stocks End 9-Week Winning Streak Rethinking Timing of Rate CutsAfter the S&P 500’s strong finish to 2023 (+26.29%) equities fell in the first week of 2024 amid a pullback in tech and consumer...

Stocks retreated in the first trading week of 2024, struggling a bit after a celebratory end to last year as investors second-guessed Fed signals and fretted over lingering inflation concerns. New Year Blues Stocks got off to a rough...

The stock market got a poor start to 2024, but Chief Investment Officer Gene Goldman and team remain optimistic about stocks. He explains why the disconnect between financial markets and the Fed is driving current market volatility....

Fed Chair Powell finally made his much-anticipated “pivot” at the close of the Fed’s two-day December meeting, saying he sees short-term rates heading lower next year. Perhaps much lower. Surprised but excited, the...

Weekly Recap December 18-22, 2023 Recap No Coal From Santa Soft-Landing Increasingly ExpectedEquities extended their astounding rally to an eighth straight week, the S&P 500’s longest string of gains in six years. While several...

Chief Investment Officer Gene Goldman, CFA discusses the three primary themes the Cetera Investment Management team outlined in its recent 2024 Market Outlook. Tune in to see why he believes we’ll see rate cuts, a soft landing,...

Cetera Investment Management is pleased to release its annual Market Outlook for 2024 titled, "The Fed: From Foe to Friend." In this outlook, they discuss how investors could be faced with some market volatility in 2024 with election...

Weekly Recap December 4-8, 2023 Recap Sixth Straight Weekly Gain Stocks Reach Fresh 2023 HighsAll three major U.S. equity indices extended their gains into a sixth straight week, with the S&P 500 finishing the week at a new...

A late-week, two-day rally left stocks higher, adding to November’s gains as the last month of trading for 2023 began. The Dow Jones Industrial Average was flat (+0.01%), while the Standard & Poor’s 500 gained 0.21%. The...

The Fed could cut rates next year, but markets may be too optimistic about the amount. Chief Investment Officer Gene Goldman, CFA explains which three economic reports released this week may help prove this theory. Start the Week...

Weekly Recap November 27 - December 1, 2023 Recap Fifth Straight Weekly Gain November Rally ContinuesAll three major U.S. equity indices extended their gains into a fifth straight week, with small cap companies and REITs leading the...

A Friday rally turned an otherwise mixed week for stocks into a solid performance. The Dow Jones Industrial Average picked up 2.42%, while the Standard & Poor’s 500 gained 0.77%. The Nasdaq Composite index rose 0.38% for the...

A Friday rally turned an otherwise mixed week for stocks into a solid performance. The Dow Jones Industrial Average picked up 2.42%, while the Standard & Poor’s 500 gained 0.77%. The Nasdaq Composite index rose 0.38% for the...

Weekly Recap November 20-24, 2023 Recap Stocks Extend Weekly Gains to Four Weeks Stocks Continue RallyAll three major U.S. equity indices extended their gains a fourth consecutive week. There was not a lot of economic data released...

Investor enthusiasm for stocks remained strong last week, buoyed by declining bond yields in a holiday-abbreviated trading week. The Dow Jones Industrial Average picked up 1.27%, while the Standard & Poor’s 500 gained 1.00%. The...

New Retirement Contribution Limits for 2024

Sitterra Dumford

Tuesday, November 14, 2023

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels. Individual Retirement...

Weekly Recap November 6-10, 2023 Recap November Rally Continues Mixed Equity PerformanceAll three major U.S. equity indices posted follow-on weekly gains with the S&P 500 moderately extending its best weekly performance of the year...

Weekly Recap | November 6, 2023

Sitterra Dumford

Wednesday, November 8, 2023

Weekly Recap October 30 - November 3, 2023 Recap Best Week of the Year S&P 500 Erases Prior Two-Weeks of LossesAll three major U.S. equity indexes posted their strongest weekly gains of the year after economic data boosted hopes that...

Quarterly Recap Market Indices At-A-Glance The Dow Industrials fell 3.42% in September to cap a 2.10% third quarter loss while holding onto a year-to-date gain of 2.73%. The Nasdaq Composite slumped 5.77% and 3.94% for the month and...

Higher bond yields, questions over the Fed’s next moves and geopolitical risks have recently created jittery financial markets. Chief Investment Officer Gene Goldman, CFA explains how this week’s Fed meeting and important...

Weekly Recap October 23-27, 2023 Recap Equity Drawdown Continues S&P 500 Joins Nasdaq Composite in CorrectionAll three major U.S. equity averages posted sharp losses for a second straight week with the S&P 500 ending Friday in...

Monthly Recap Market Indices At-A-Glance The Dow Industrials fell 1.26% in October, cutting its YTD gain to just 1.44% The Dow is down 6.55% over the last three months. The Nasdaq Composite fell 2.76% last month, trimming its YTD gain...