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Building Wealth

Paying Yourself

Paying Yourself

The importance of having a savings plan can't be stressed enough. A personalized plan that works for you. For a review of your unique savings plan and emergency reserves, please reach out to us today. 

Emergency Fund

Emergency Fund

How large should an emergency fund be? There is no “one-size-fits-all” answer. The ideal amount may depend on your financial situation and lifestyle. For example, if you own a home or have dependents, you may be more likely to face financial emergencies. And if a job loss affects your income, you may need emergency funds for months.

Saving Early 

Saving Early 

The earlier you start pursuing your financial goals, the better your outcome may be. 

401k and Job Changes


Even if you leave your current job, you can either roll it into a 401(k) at your new job or move it to an IRA.

There are yearly limitations to how much you can contribute to a 401(k), there are taxes, and there are limits to your employer’s contributions, but ignoring this investment opportunity could be a mistake you’ll wish you could take back. 

If you’d like to discuss your 401(k) plan in more detail, please contact the office.
 

Roth IRA's for Teens

Roth IRA's for Teens

We all want our children to be successful. What if you could help your kids, grandkids with a head start in saving for their retirement. It is possible, click start now to learn about options to set up a Roth IRA for your teen. Even better, use the compound interest calculator below to see what a difference it can make. 

Compounding Interest

Compounding Interest

The earlier you start, the greater the compounding potential. If you’re investing for retirement in your twenties, you may gain an advantage over someone who waits to invest until his or her thirties.

**Roth IRAs: Converting from a traditional IRA to a Roth IRA is a taxable event. A Roth IRA offers tax free withdrawals on taxable contributions. To qualify for the tax-free and penalty-free withdrawal or earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 59½ or due to death, disability, or a first time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to state taxes. Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.